Making Money Online: 2012

Friday, 28 December 2012

Happy and Prosperous 2013

Wishing everyone a safe, happy, healthy and prosperous 2013. We survived the Mayan Apocalypse. Santa was good to us. We stayed well for the most part. And everyone got along. Funny how having time to relax, plenty of food, shelter and entertainment can facilitate a stress-free time. Not worrying about money is a major part of reducing stress at our house. I find that life is just a lot more fun when you don't have to worry about every nickel. They say that happiness doesn't increase much after you have an income of $75,000. Could be. The first time I made over $75,000 I was extremely happy. Falling back below that level was tough. Reaching back to $250,000 plus is going to be wonderful. And that's my plan for 2013 and beyond. If you like the sound of that then jump on board and let me guide you. I'll share my steps, you share yours, together we'll get where we want to be. And with more than $75,000,much more, coming in we'll be happy along the way too.

New Plan

I have a new plan. I keep changing it. I know. I know. When I first made my plan I hadn't yet experienced the prompt withdrawals from Profitable Sunrise PS 215 or the ultra fast payouts and service of Hourly Revenue Share HRS. Frankly I'm surprised that more people haven't jumped on HRS. Here's my new plan:

CASH 5K
FEL 5K http://www.felmina.com/?ref=wardlaw
PS 5K https://www.profitablesunrise.com/?upline=wardlaw215
HRS 10K http://www.hourlyrevshare.net/splash/?ref=quickdrawL
BB 5K https://bannersbroker.com/wardlaw
GA 5K https://goldenarium.com/?ref=wardlaw

Cash is my reward for a year of blogging and promoting.

Felmina

The 5K I rollover in Felmina will grow to over $171K by September 2013. I'll drop that into a state-side bank account and effectively be debt free. Mortgage (liability) offset by CD (asset) equals net net zero. BUT I get to earn interest and keep the mortgage deduction. Today's interest, BTW, was $583.96 with 10 days to go. http://www.felmina.com/?ref=wardlaw

Profitable Sunrise

The 5K in Profitable Sunrise PS 215 will grow like this. If I invested today and did basic compounding with 0% reinvestment, the results are as follows:

You started with an investment of: $5,000.00 on Fri, Dec 28, 2012
Your principal amount grew to: $5,000.00 by Thu, Aug 29, 2013
Your "break even" day was Thu, Mar 7, 2013
Your total cash withdrawals were: $18,275.00 over the course of 170 business days
Your total NET profit for the 170-day period was $18,275.00 (365.50%)

If on the other hand I invest $5,000 and compound it for a while.... even the whole term, it would look like this:

You started with an investment of: $5,000.00 on Fri, Dec 28, 2012
Your principal amount grew to: $185,989.75 by Thu, Aug 29, 2013
Your total cash withdrawals were: $0.00 over the course of 170 business days
Your total NET profit for the 170-day period was $180,989.75 (3,619.80%)

Reality will be somewhere in the middle. BUT with HRS I really won't need the withdrawals. We'll see. I may need to take some off the table to pay for med school in the Fall.
https://www.profitablesunrise.com/?upline=wardlaw215

HRS

This one simply rocks. Anelie or Ane is the best admin I've ever known. She is in our Skype chat room all day and pays in a flash. She's German and prompt. Very fast. Here is a snapshot of what I've done so far with HRS.

Total Members Referred:	19
Total Share Purchase:	$234.00 [Buy More Shares]
Active Shares:	$234.00 [Buy More Shares]
Total Amount Paid:	$805.16
Total Commission paid:	$463.4900

I started with $17.70 on 12-3-2012. I cashed out $11.35 on 12-4-2012, eliminating most of my risk. I added $9.60 on 12-8-2012 because it was doing so well. Then $80.46 in commissions put me in the black. But I then reinvested $92 on 12-16-2012. And got $60.32 out on 12-18-2012. The next $107.77 put me back in black on 12-20-2012. Then $13.95 on 12-23-2012, $39.00 on 12-23-2012, $49.79 on 12-16-2012, and $44.01 on 12-28-2012 brings us to the present.

I don't understand why more of you haven't jumped on this. My plan is $10,000 in January. $10,000 returns $19,500. It's 117% profit in 18 days. VIP PLAN ($1000 min) 3.16% Daily (net ROI)

Even now I get 30-40 small to large commissions per day and cash them out for after Christmas cash flow. I get paid in seconds to minutes. Usually it's to STP. Then it's on to my STP debit card. More on the cards...
http://www.hourlyrevshare.net/splash/?ref=quickdrawL

STP Debit Card and International Card

I use the $30 STP Debit card offered by First California Bank (FCB) pursuant to a license from MasterCard International. I just checked my balance..... drum roll please.... $705.40. Yee haw. That's real spendable gas-groceries buying, bill-paying CASH. Nice. My plan in January is to give this card which holds up to $5,000 to my wife. I'll then get the International card which has NO LIMIT. That's right NO LIMIT. And it comes with an off-shore bank account. Check it out.

The SolidTrust Pay International MasterCard® IS HERE !

Our SolidTrust branded MasterCard® is now available to all Bank Verified Members! You've waited a long time, and it has been worth it! Our INTL MasterCard® is an UNLIMITED executive level card that can be used wherever MasterCard® is accepted.

The card is not only a re-loadable, full featured debit card, it is connected to your own offshore bank account - FREE with the purchase of the card! Your private account is created when your card application is approved.

FEATURES & BENEFITS

* pay as you go - YOU are in control of all your spending
* NO credit check required; photo ID and address verification only
* immediate access to your cash at any ATM worldwide in local currencies
* use online or offline for convenient, secure transactions
* the lowest available fees for this product type (card/bank account combination)!
* load the card quickly and easily from your SolidTrust Pay account
* instant Card to Card transfers to other cardholders - perfect for sharing with family and business associates

FEES

* Regular Card purchase cost:	$85 includes Registered Mail, activation & registration fees
* FedEx Card purchase cost :	$150 includes all FedEx costs, activation & registration fees
* Monthly maintenance fee:	$5.00
* Card to card transfer fee:	$1.50
* ATM Cash withdrawal fee:	$3.50
* POS (point of sale) fee:	1% of purchase price to a maximum of $10
* Maximum daily ATM withdrawal:	NO LIMIT
* Maximum monthly card balance:	NO LIMIT
* Load from your SolidTrust Pay balance:	$5.00 maximum daily load: $2000

Sweet. Now some people have had a hard time getting verified. Having to send documents twice. Minor frustrations in my book. I say do whatever it takes and get Bank Verified and get one of these cards!!!

You must be Bank Verified to get the card. STP Link https://solidtrustpay.com/index.php?r=114625747

BB - Banners Broker

I spoke a trusted friend of mine about my plans and he advised me to strongly consider Banners Broker. He is making a visit to headquarters in Canada next month and likes the thought of going to the convention in India. It's legit. It's a solid business model and we have help available. $10,000 invested in Banners creates a $12,000 per month income in 6 months plus continued account growth with no recruiting. Our chief guy is pulling out $75K per month. Banners can't be beat for transparency and long term growth.
https://bannersbroker.com/wardlaw

GA - Goldenarium

$5,000 in the Bronze Plan returns 455% or $22,795 - $85 per day basic compounding, 90 biz days.
$5,000 in the Silver Plan yields 845% or $42,263 - $120 daily locked up for 90 days.
$5,000 in the Gold Plan gives you 2,445% or $122,299 or $135 daily for 120 days.
I haven't made up my mind yet. I'm leaning towards the Gold at 2.7%
http://goldenarium.com/?ref=wardlaw

Taxes

All this talk of earnings and year end surely makes some of you think of taxes. You should consult your own tax advisor on this but here is what I'm thinking... I've discussed this with several friends, business owners, and tax guys. All the money that we have invested in these programs is 'at risk' until it is brought home to an FDIC insured bank account in the USA. An account with Felmina start grows from $20 to $250 in 9 months and is rolled over again to grow to $3,700 then $118,000 etc. doesn't need to be declared until the funds are brought home safely. Anything can happen. But when you make a withdrawal and cash out you had best report it. The current Federal long term capital gains rate is 15%. It may go to 20%. In South Carolina the rate is about 4%. Pay it. Report it voluntarily and PAY IT. The consequences of not paying it and getting caught to too much. Now that's real risk. Let the politicians debate the top income tax rate on the top 2%. You don't have to pay income tax on top of capital gains. The whole debate is kinda silly to me. I'm quite happy paying 15% to 20% on my gains. It's keeps the Feds happy, the State happy, me happy and Momma happy. When your return is 3,200% who cares!

Pay Processors

The links are below. I recommend them all. Do them all. Verify with them all. You never know when a referral is going to dump thousands in from one you're not set up with. Imagine having a $5,000 commission in Perfect Money funds and you without a PM account. Just do it. It's painless. You'll thank me later. Use and distribute referrals links and you can make money on new money movements too.

Skype

Skype Forum - Global Passive Income (click image to join)

Skype is much much more than a free program

Join the Global Passive Income Private Chat Room

That's all for now. Happy New Year.

Payment Processors

Here are the payment processor links for you again. I recommend doing them all, fully verified.

Start with STP and PZ.

Solid Trust Pay (STP) https://solidtrustpay.com/index.php?r=114625747

Payza (PZ) https://www.payza.com/?86MQHB0xE9qGaxRH5OQNkA%3d%3d

Perfect Money (PM) https://perfectmoney.com/?ref=quickdrawl

EGOpay (EP) https://www.egopay.com/?15800

Liberty Reserve (LR) https://www.libertyreserve.com

To your success,

Ward Hammond - Regional Rep
geo: Greer, South Carolina (USA)
cell: (864) 325-0277
skype: ward.hammond
email: ward.hammond@gmail.com
blog: http://worldprofitwp.blogspot.com/
splash: http://www.tinyurl.com/123mmkeywords trading forex return roi invest equities compound interest albert einstein making money online felmina profitclicking just been paid jbp justbeenpaid frederick mann profit clicking goldenarium off-shore investments investing trading high yield high reward high risk capital gains roi return on investment compound interest compounding basic compounding panama uk doc roman novak ad packs pc panels matrix networking mlm advertising credits google ad credits wallet e-wallet e-money pay processors payment processors solidtrustpay solid trust pay stp payza pz alertpay alertpay ap egopay ego pay ego liberty reserve lr perfect money pm network performance tracking alliance experience jonathan cooper london school of business and finance Goldenarium Ltd. is a UK registered company (number: 08119679) Experience the Power of Something GOOD Always Happening to You! JOIN NOW! Paid Daily • Huge Referral Bonuses • Daily Withdrawals We Drive Thousands of Visitors to Your Website LEARN MORE Are You Ready to Take the Challenge? Millions Strong...Can't Be Wrong! Discover the Power of.... Something positive Always Happening! Profit Clicking and its related programs operate in accordance with United States Patent 6,578,010 (now public domain) It's Possible to Start with Just $10 and Turn It into a Fortune! With our Pay-It-Forward System You Get "$10 Free Money" to Get You Started at No Cost! Every Day, when You Log into Profit Clicking, You'll See that "Something Positive Has Happened": Click on three websites a day and Receive an average of 2% in Daily Commissions. With most other programs, when you log into your account, you see that nothing has changed, and you may interpret this as "Nothing is Happening!" -- not satisfying! Basically, You Receive an average of 2% Commission per day! No sponsoring Requirements. Receive Your Easily-Earned Money Promptly! This may be one of the easiest and best ways to earn money you've ever seen! Sponsor People to Earn 10% Referral Bonuses on the First Level and 5% on the Second! Withdraw this Money Daily, or Use It to Increase your Earnings! All Similar Programs (Usually Called Revenue-Share Programs, Doublers, Cyclers, Autosurfs, or HYIPs) Slow Down, Stall, and Disappear. This Happened to "The $10 Wonder." Fortunately, Profit Clicking is Indefinitely Sustainable! Enrich Yourself by Joining the Profit Clicking Stampede! Shop Now WHY BUY TRAFFIC? Without traffic your product is dead! Is your vehicle in need of a jump start? Profit Clicking would love the opportunity to earn your business which is why we will give you your first 1000 visitors completely free of charge! We will provide you with a patented, results based system that delivers as much traffic as your site can handle. For your business to thrive online, you must be seen. You are just a click away. Claim your FREE gift Now! CLICK HERE WHY BUY TRAFFIC & GET PAID? Risk-free An investment with a certain rate of return and no chance of default. Although various investments (for example, savings accounts or blue chip stocks) meet these requirements, a Treasury bill is the most common example of a riskless investment. Risk-free investments have such a low level of risk that it may be ignored.SimpleAll our loan operations are insured and each one has a security which is equal to the amount of loan plus the interest on the loan. We use the funds invested by our members. So all your investments are insured by default.Options About A good name is better than precious ointment, and the day of death than the day of one's birth. Ecclesiastes 7:1 Good Day, my name is Roman Novak, I am the owner and founder of Profitable Sunrise. I hope our services will be of interest to you. Since you are reading this, I assume that you have already shown interest. We are a team of professionals that will lead you to prosperity and peace. If you follow us, you will shortly praise the Lord that he led you here. By putting your money to work with us, you will make the right decision. You will not only increase your savings, but will also help those in need. Allow me to introduce my team to you. My brother Radoslav Novak is a lawyer and apart from the legal issues is responsible for the marketing. Ruth Ellington is our accountant. Nosuke Koyama is the technical expert responsible for the smooth operation of our website. Everyone is welcome to join us. Our doors are and will always remain open to you.Invest with us I have shown you all things, how that by so laboring ye ought to support the weak and to remember the words of the Lord Jesus, how He said, ‘It is more blessed to give than to receive.’ Acts 20:35 Our investment model is based on short-term investments and generates income way greater than most regular investment models do. Our business model combines tried and tested investments with certain state-of-the-art innovations that bring the risk of loss to a minimum. We have been doing this for over 6 years now and successfully lived through the stock market turmoil several years ago. Moreover, we have grown big and confident enough to start safely offering our services to private investors and companies. We provide short-term loans to numerous companies throughout the United States. This way we not only help those companies, but also help revitalize the national economy and create more jobs that are so desperately needed. Unfortunately, we cannot help every company as we have to make sure that we do not put our investors' money at excessive risk. In addition to that, our investments are insured by a leading investment bank. We allocate a significant amount of our earnings to charity as there are so many people out there that need help. Do you need cash to finance your business or re-finance your current loans? More information about the loans can be found here.

Ward Hammond trader fath

Sunday, 23 December 2012

Splash News from HRS! - Free Publicity

Free Publicity

Those of you who know me and have been reading my blog know that I've been promoting HRS lately. So much so, I made their news letter. Posted here for your reading pleasure. A little free publicity, if you will.

Warm greetings to all HRS Family Members.

The clock is ticking, it is less than 48 hours to Christmas and HRS is not left out in the excitement of the season. Our “XMAS SANTA PARTY” is booming and many are already credited with their Santa bonuses. It was well designed to carry everyone along and reward all our members in the spirit of the season. If you have not earned, what are you waiting for? Anyway, we still have 8 days to go so, the choice is yours.

Just a quick update on site activities, It is 20 days today since HRS was officially launched. Not a single downtime, very smooth running, high customer support response for our members, swift and prompt payouts achieved, unbeatable compound interest reward and lots more. Those are all pointer to the fact that HRS is emerging a top advertising site that reward her members handsomely. One key feature people love best about our program is the fast payment response they get and our compounding interest.

Albert Einstein is credited with saying:
“Compound interest is the 8th Wonder of the World...
He who understands it earns it...
He who doesn't pay it!”

The real question to ask then is “DO YOU WANT TO EARN IT OR YOU WANT TO PAY IT? I sincerely think it is better to earn it rather than pay it. Reflecting on the above statement by the well-respected Sir Albert Einstein, I come to realize that everyone pays compound interest without knowing, but not everyone earns it. This is an economic secret for the rich and a food for thought for the poor or middle class.

Like previously stated, the people who started out with our program are already in profit. HRS may not be a get rich quick program but it is certainly a leading high standard advertising and income program. 20 days is a short time in the life span of any program but if you notice, our news is already spreading like wide fire. It can only be because people are getting quality reward as no bad program can get the type of publicity we are enjoying at the moment. May I at this point acknowledge the high support from some well-respected high flying members? First on the list is Respected Dr. Lieven. You have been of immense support to us and your tireless effort is greatly appreciated. Finbar Lehane is another person to be appreciated. Thank you sir, I will never let you down. I will also like to appreciate FAST TEAM, Revshare Info and Ward Hammond. The above stated names are our top supporter to be appreciated but all members have equally done well. Thank you very much for making HRS a success story.

In 10 days, HRS will complete it first cycle. It means more good news for our site and also for your earning power. The more cycles the more earnings the better for our program. As at last count, we are 1094 members with over 60 percent deposits. This is the reason we keep rewarding you and we will do that for as long as it take.

Good news for promoters, our “SPLASH PAGE” is ready for use. Just login to your account, get your SPLASH link on Dash Board, Just copy it and blast it in public places for getting referrals. It will surely help to increase your earning. Below is everyone Splash Page Link.

http://www.hourlyrevshare.net/splash/?ref=quickdrawL

We will do everything to support our members and make you earn good income and get quality advertisement.

Thank you very much for your effort and time. Merry Christmas and a prosperous new year ahead.

Anelie Steinway

www.hourlyrevshare.net

Here's the scoop on HRS.

Hourly Revenue Share http://www.hourlyrevshare.net/splash/?ref=quickdrawL

Hourly Rev Share is a new program but don't be put off by the name. While most 'hourly' programs go as fast as they come, HRS is called hourly simply because it shares revenue every hour.

From FAQ

For every $5 ad share you purchase you earn fixed daily ROI for 30 days before it expires. Whenever you make withdrawal request, 30% of your total fund goes into your Repurchase section which you can use to buy more Ad shares and keep your ads constantly running. 70% goes into your withdrawal account. Our 30% repurchase policy is to ensure the long-term sustainability of this program. For example, when you withdraw $100, $30 will automatically go to your re-purchase balance and $70 is available for withdrawal

We have 3 different plans and we pay you every hour depending on the plan you are in. for example, if you are on our hourly basic plan, you will earn 0.1875% every hour and 4.5% daily for 30 days. On our hourly premium plan, you are paid 0.22916667% every hour and 5.5% daily for 30 days. Finally, you will earn 0.27083333% every hour and 6.5% daily for 30 days.

On the long run, you earn 135% on our basic plan every 30 days, 165% on our premium plan every 30 days and 195% on our VIP plan every 30 days.

BASIC PLAN ($10 min) 1.16% Daily (net ROI)

PREMIUM ($300 min) 2.16% Daily (net ROI)

VIP PLAN ($1000 min) 3.16% Daily (net ROI)

This JUST CAME in....

I M P O R T A N T X - M A S B O N U S

UPDATE on HourlyRevShare.net w. Analie Steinway

http://www.hourlyrevshare.net/?ref=quickdrawL

Analie Steinway - Admin HourlyRevShare.net:

Hello Everyone,

Compliments of the season to all Hourlyrevshare members. It is my pleasure to inform you that HRS will be completing her first ever cycle in 12 days. Today makes it 18 days since site was launched and i am very proud to say that we have just hit the mile stone of 1000 members. In actual fact, we have 1,034 member as at the time of filing in this report.

It is also worthy to note that those members who started with HRS are already in profit and some others are near profit. From our records, we have made a total of 212 payments to all our members. "Thank YOU" for the truly remarkable growth of HRS, the membership and deposits level has doubled … even tripled! This can be confirmed from the available facts. Then it makes sense to put your money now where it will count!

My primary goal is to help as many people as I can to earn long-term passive income. Help your friends to FREE themselves from the daily grind of an ordinary job …

Permit me to clarify how our first members came to be in profits.

VIP Plan (min $1000 invest): Shareholders/members are in 117% profit in 18 days. That’s means they already have CASHED BACK their initial deposited funds and are now in 17% profit.

Premium Plan (min $300 invest): these Shareholders/members are almost in net profit as they've attained 99% portfolio returns. Tomorrow they will have covered 100% their deposited sum.

Basic Plan (min $10 invest): Shareholders/members are near to profit as they have so far got 81% return on their deposits. Very shortly, they too will be in real time net profit too.

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Why is HRS getting more popular around?

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Reasons are as follows;

1. Fast payout! I have never delay and I can surely say it is within few minutes or seconds upon receiving your withdrawal requests.

2. Prompt support via email, shout box, forum at MMG, TGOLD, DTM and skype group chat. Members as well reach me directly and also support staffs. From feedbacks so far received, most members and visitors have been very excited and happy with the professional way we have been handling their questions.

3. No server down time, no garbage, no hanky-panky, smooth landing of the website.

4. Solid DDOS backing from one of the very the best Protection Providers in the industry.

5. Very and user friendly script and lots more...

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Upcoming feature that will be connected with program coming soon.

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1. Automatic instant payout directly to your payment processor so no waiting for manually payments.

2. Ongoing work on Auto Compounding platform. This option will be made available soon in members back office.

3. New Flash Portal is under construction that will be soon implemented within the website.

4. Phone Support.

5. Video Conference with all members

6. Splash Page for Promoters

7. Compounding Calculator

NOW HERE IS THE FUN NEWS

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As Christmas and New Year’s celebration draw closer, I have decided to reward members who have been promoting HRS specially. Though, no one is excluded but to really BENEFIT handsomely, you must partake fully to earn big.

X-MAS Santa's Bonus Offer.

---------------------------------

$5 X-MAS bonus for everyone who refer at least 1 people with minimum investment $50 (On top of the regular commission) more than 1 referral enhances the bonus amount.

$10 X-MAS bonus for everyone who refer at least 1 people with minimum investment $100 (On top of the regular commission) more than 1 referral enhances the bonus amount.

$25 X-MAS bonus for everyone who refer at least 1 people with minimum investment $250 (On top of the regular commission) more than 1 referral enhances the bonus amount.

$50 X-MAS bonus for everyone who refer at least 1 people with minimum investment $500 (On top of the regular commission) more than 1 referral enhances the bonus amount.

$100 X-MAS bonus for everyone who refer at least 1 people with minimum investment $1000 (On top of the regular commission) more than 1 referral enhances the bonus amount.

It goes on and on. You can earn on all ground so, you are not limited to any of the above stated bonus.

Hurry up! Grab your own Santa Bonus now as the offer starts today and ends mid-night 1st Jan 2013 server time.

Please Note: Bonuses will be in form of AdPacks not cash, it will be credited to your HRS account.

It is very simple to grab your share of this offer, its simple. Just promote and introduce your referrer in HRS and then connect with me at HRS skype group chat room or leave me an message with your referrer details via support ticket.

Please, compile your list and send it across. All referrals will be checked manually for getting X-MAS BONUS prior to add in members account.

I wish you all a happy Christmas and most prosperous New Year in advance!.

Thank you all.

Anelie Steinway

Hourlyrevshare.net

UPDATE on HourlyRevShare.netw. Analie Steinway

I M P O R T A N T X - M A S B O N U S

http://www.hourlyrevshare.net/splash/?ref=quickdrawL

D O Y O U R E A L I Z E

...what we are being Offered here ???

BENEFIT #1

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1. An Opportunity to Share one of the Most Fun, Most Profitable, and Fastest PayOut Programs with our Friends, Family and Contacts

And if you read the Posts here in this Chat Rm - then you know how HAPPY your Referrals will be - and how THANKFUL they will be for the fact that YOU introduced them to HRS

BENEFIT #2

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2. You will GET PAID Handsomely for Introducing these people and their investments

There is already a 16% Referral Commission in place, spread over 3 Levels Deep

But, THANKS to the X-mas Bonus, you will earn an EXTRA 10% ON TOP OF THAT

WOW.... 16% + an Extra 10% Bonus

BENEFIT #3

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3. You not only make the Direct Commission on your Referrals (and of course now that wonderful X-mas Bonus)...

BUT YOU WILL CONTINUE to get Paid on every bit of the CAPITAL GROWTH of ALL the MEMBERS in your TEAM (3 Levels Deep)

HRS has a 30% Obligatory Re-Invest so YOU GET PAID on every every Re-Invest

BUT THERE IS MORE