Making Money Online: September 2012

Saturday, 29 September 2012

Strategies for growth and income in Felmina

I've been asked recently about different strategies for Felmina. These all depend upon your risk tolerance, capital, goals, timeframe, etc. And as always, nothing is guaranteed. But if you want to...

Minimize Risk
You may recal "The James" - a Felmina strategy that minimizes risk. In these online programs it's especially prudent to get your principal back as soon as possible. Many of these programs are gone before you know it. Many gone in less than a month. That's one of main reasons I like Felmina's 15 year track record. 15 years! Anyway, "The James" is a Felmina strategy that an associate of mine came up with. The idea is to get your principal back ASAP. Now Felmina locks up your principal for 180 business days BUT you can have access to 100% of the interest. So If you set up your account under basic compounding and set it to 0% you can withdraw 100% of the daily interest. That way you get the equivalent of your principal back in about 4 and 1/2 months. Then you can enhance it and let it run. You give up a lot of interest but you minimize risk. It's always a trade off. I talk more about this strategy in another blog entry called We call this one "The James"

Maximize Gains
Well this one is simple. Drop in as much money as you can. Add to it as you can. Enhance the interest for a full 180 days and get an extra .04 percent. If you have a $5,000 account you'll earn not 1.6% but 2% per business day. Or perhaps you start with less. I started with less than $1,000... My first ten deposits looked like this...

Apr 26, 2012 10:04 PM	$32.40	Payza	email	339A2-ref-num
Apr 24, 2012 10:29 PM	$51.80	Payza	email	BC915-ref-num
Apr 23, 2012 02:28 AM	$25.59	Payza	email	CF844-ref-num
Apr 22, 2012 07:48 AM	$40.00	Payza	email	7894B-ref-num
Apr 20, 2012 01:28 AM	$32.22	Payza	eamil	A0B17-ref-num
Apr 18, 2012 10:36 PM	$30.79	Payza	email	328C7-ref-num
Apr 18, 2012 01:15 AM	$33.67	Payza	email	D5B21-ref-num
Apr 16, 2012 10:44 PM	$29.53	Payza	email	FD826-ref-num
Apr 16, 2012 01:16 AM	$30.93	Payza	email	43975-ref-num
Apr 15, 2012 06:40 AM	$35.59	Payza	email	BDAC5-ref-num

*Notice the amounts. If you have been reading my blog you'll see a familiar pattern. Looks like $30 plus remainder in most of these deposits. All were withdrawals from another program. All Felmina funds are interest on interest after being in profits. Therefore, I can't lose. Which reminds me, never risk money that you can't afford to lose.

I started with 1% plus .04 enhanced. Soon I had $1,000 and got bumped up to 1.25% + .04 or 1.65% Before long, after more deposits, daily interest, and referral commissions I was over $5,000 and topped out at 1.6% plus .04 or 2% per business day. I'm projecting an account balance on January 8th, 2013 of $32,333 Not bad for an acconnt that started with $35.59 That money was partial daily interest from Just Been Paid now ProfitClicking. So it was all profit. No risk at all. Felmina for me is a total risk free proposition! Anyway, you can use the calculator to do some simple calculations of your own.

Here are some examples of what happens to various amounts - enhanced for a full term or 2 or 3

$20 growth
$20 becomes $243.95 (after one 180 biz day cycle) becomes $3,610.44 (after two 180 biz day cycles) becomes $119,051.85 (after three 180 biz day cycles) and hits $250,000 on day 39. The rule is after $250,000 no interest is added to principal so you top out at $250,000. The daily rate is 1.6% and so you would earn $4,000 per day or $720,000 during a 180 biz day cycle.Ok so thats roughly 36 months or three years and 39 days. That's quite a return on $20. Wow.

$100 growth
Let's say you want to risk $100. That becomes $1,263. Now let's take $263 off the table and eliminate you risk after 180 biz days or 9 months. The $1,000 remainder grows to $25,132. Again, let's take $5,132 out. The remaining $20,000 grows to $250,000 in about 25 more weeks. I call this my 97 week plan. But your risk is only for 36 weeks.

Backing into $250,000 by cycle

3 cycles (540 biz days per cycle - roughly 135 weeks or 27 months)
$34 reaches $250,000 in 3 cycles or 100 weeks

2 cycles (360 biz days per cycle - roughly 90 weeks or 18 months)
$415 reaches in 2 cycles or 72 weeks

1 cycle (180 biz days - roughly 45 weeks or 9 months)
$7,200 reached in 1 cycle or 36 weeks

Income with growth 50/50, 40/60, 30/70
Let's say you have a fairly sizeable account - perhaps after your first cycle ends and want to take an income but you also want the account to grow and eventually max out. My original intent was to get to $250K as fast as possible and then begin taking an income. Since then I have reconsidered my goals and situation. So in January I will elect basic compounding at 50% for the first month. This will give me a nice income and steady growth. In Feb. I will take 40% and compound 60%. In subsequent months I will take only 30% and compound 70%. This seems to be the sweet spot. The income is good and the growth rate is phenominal. I will max out in November as opposed to May BUT I will be able to take a full time income starting in January. That's a huge lifestyle change.

100% income
This is where you want to be. Your account has grown to $250,000 and you are taking 100% of the daily interest. For me as a Rep at 1.7% that's $4,250 per business day. For most of you that's 1.6% per business day or $4,000. If a month has 20 business days on average that's $80,000 to $93,500 per month.

Multiple accounts
If you have BIG BIG dreams and multiple accounts, your income potential is unlimited. Ten max accounts will yield roughly 1 million dollars a month. Imagine.

Well those are a couple of stategies and examples. I hope these have been helpful.

Ward Hammond - Regional Rep
geo: Greer, South Carolina (USA)
cell: (864) 325-0277
skype: ward.hammond
email: ward.hammond@gmail.com
blog: http://worldprofitwp.blogspot.com/
splash: http://www.tinyurl.com/123mm

Links
Felmina (FEL) http://www.felmina.com/?ref=wardlaw
ProfitClicking (PC) http://profitclicking.com/?r=quickdrawl
Payza (PZ) https://www.payza.com/?86MQHB0xE9qGaxRH5OQNkA%3d%3d
Solid Trust Pay (STP) https://solidtrustpay.com/index.php?r=114625747
Perfect Money (PM) https://perfectmoney.com/?ref=quickdrawl
EGOpay (EP) https://www.egopay.com/?15800
Liberty Reserve (LR) https://www.libertyreserve.com

Friday, 28 September 2012

New to online marketing? Wondering what to do? Here's what I do...

I post banners and splash pages on some of the traffic exchanges that I surf

The Felmina code for a banner is <a href="http://www.felmina.com/?ref=wardlaw"><img src="http://pr.felmina.com/banner.php?id=3" border="0" width="468" height="60" alt="Felmina.com - Taking Your Investment Forward"></a>

The link page is http://www.felmina.com/?ref=wardlaw

And my free custom splash page is http://www.tinyurl.com/123mm

Traffic Exchanges
TopTierTraffic (http://www.TopTierTraffic.com/home.asp?rid=51428)
EasyHIts4u (http://www.easyhits4u.com/?ref=quickdrawl)
ClickVoyager (http://www.clickvoyager.com?id=quickdrawl)
StartXchange (http://www.startxchange.com/?referer=quickdrawl)
ilovehits (http://www.ilovehits.com/?rid=154897)
hit2hit (http://hit2hit.com/?rid=100849)
sweeva (http://www.sweeva.com/ref/quickdrawl)
247trafficpro (http://www.247trafficpro.com/?rid=26249)
hitsafari (http://www.hitsafari.com/?rid=63988)

I manually use credit mailers to several safelists
You need a catchy headline, body and link

Sample: Tired of fly-by-night internet scams? Broken promises? Rip offs?

Double your money in as little as 34 days?
Begin with as little as $20
Get personal help from me and my blog
Reach financial freedom and retire early

Felmina Alliance has been steadily paying between 1% and 2% per business day for 15 years. In the last 2 years they have gone online. Open a free account now.

Ward Hammond
ward.hammond@gmail.com

http://www.felmina.com/?ref=wardlaw

SafelisteXtrme (http:safelistextreme.com/s.php?ext25951)
adtactics (http://adtactics.com/s.php?quickdrawl)
downlinebuilderdirect (http://downlinebuilderdirect.com/r.php?r=67800)
freesafelistmailer (http://www.freesafelistmailer.com/s.php?username=quickdrawl)
globalsafelist (http://globalsafelist.com/s.php?quickdrawl)
gotsafelist (http://gotsafelists.com/user/65944)
mailingathome (http://mailingathome.net/safelistprox/s.php?quickdrawl)
supersafemailer (http://supersafemailer.com/s.php?quickdrawl)
supremelist (http://www.supremelist.com/safelistprox/s.php?quickdrawl)

Also, get the word out to millions with this simple FREE method – all you have to do is surf 50 sites and invite a few friends to do the same. It's what we already do! (http://prolist.biz/invitation/3438/)

More to come

To your success,

Ward Hammond
skype: ward.hammond

Thursday, 27 September 2012

We're making progress with PC and FEL

Yes we are making progress. Felmina is paying over $170 per day and growing at almost $4 per day. PC (ProfitClicking) is paying and allowing withdrawals. Monday's earnings were over $200 so I am now earning more in PC and Felmina than I am during a 12 hour shift. Nice.

I'm most excited about PC paying and allowing withdrawals because that puts some cash on my pocket now! There are many ways to work this online business. One way I grow PC is to take $20 plus the remainder and purchase ad packs with the rest. Today I withdrew DIRECTLY to Payza. That's interesting. I thought we had to go through EGOpay. But hey, if I can avoid a middle man, I will. Withdraw a little ($20 plus) and repurchase. That was I have about a $600-$700 per month part time income and the account keeps growing so I am continually giving myself a raise. That;s the $20 plus remainder part time income strategy in PC. And this has worked very well for me. In fact this is how I funded Felmina. Last April I took $30 plus remainder for a few weeks and funded my account. Not my money. All profits. And if you follow, you can see that you can do $20 plus ($20 because that is the minimum to withdraw via the pay processors) $30 plus, $40 plus, etc. Right now though I'm in a rebuilding phase with PC and need to keep it small. I'm expecting a raise soon when they pay a full 2% on old ad packs (jbp positions) and finish migration of pc panels (jbp matrixes). Right now I have 343 active ad packs and 50 active pc panels. The PC panels should actually be 105 by my count. That's $6,300.

More on strategies next time.

Friday, 21 September 2012

How sweet it is! To get paid that is!

I got home this morning, checked email and logged into ProfitClicking. Last night I picked up two new referrals in Felmina. But this BIG news is I got paid on my old positions (now called Ad Packs). Yee haw. This is huge. We had a 30 day drought and now we are getting paid again. I immediately purchased more Ad Packs with the payout. Nice. Rebuilding. Growing. Getting right back to $200 plus per day. Sweet.

Let's see. Felmina on 9-21-2012 pays out $157.94 and ProfitClicking pays out $35.40 so that's $193.34
I'm almost there. Of course on $35.40 is liquid and I don't want to take all my PC earnings out so what I'll do is take $20 15 times a month. That will give me an extra $300 cash. Then I can build PC back up. Meanwhile I should see some matrix/pc panel payouts soon. I've got 105 of them worth $6,300. That's what I call Christmas money. LOL.

And of course Felmina is now projected at $31,907 on Jan 8th, 2013.
Which will allow a withdrawal of $4,319 in Jan., $4,258 in Feb., $4,334, $6,717, $8,267, etc.

Wednesday, 19 September 2012

Houston, We Have Lift Off!

It's the middle of the night. I got paid over night and was paying some bills online as I usually do. I made a car payment, a cell phone payment, a water bill payment, a power bill payment and an TV/internet/phone payment. Yes I still have a lan-line. My wife insists on it and it sure comes in handy on important phone calls where clarity counts. Anyway, so I paid some bills, right?

Then I check email, of course. I had 3 new 3rd level referrals for Felmina. Nice. I added them to my Google+ Felmina circle and sent them a welcome email.

Then, just because withdrawals have been promised at ProfitClicking and I know the IT team has really been working on it I surfed over to ProfitClicking - PC. I noticed I had more money in my wallet. That means I have been paid again. Just like the old days. I've got 20 or so new Ad Packs under the new system and they are beginning to pay consistently. I like that. I calculated how much I needed to withdraw and used the difference to buy a few more ad packs. Where else are you going to get 2% per weekday and 1% on weekends on $10? Right?

The next thing I did, sort of out of habit was attempt to withdraw. Usually I get a page under construction message. I did notice a change in the order of payment processors as I went to my e-wallet and was about to click withdraw funds.

Then guess what? It worked! Here the confirmation message I got!

Withdraw Funds EgoPay

Your Withdraw Request of $207.74 (+ $18.06 fee) to EgoPay account 'ward.hammond@gmail.com' was added to the withdraw queue successfully!

Withdrawals are processed in the order they were submitted, please expect a delay for previous withdraw requests to be processed before yours.

This is a red letter day. Thirty days to the day from August 20th till now and we are back in business. I don't know about you but I was getting used to an extra part-time income of $700 or so per month. Nice.

As the title says. Houston, We Have Lift Off! This is what we have been waiting for. Now we are looking for old positions to come over and start paying. Then for matrixes to come over and cycle. When that starts happening my cashflow issues will be over. Then in January Felmina withdrawals begin and you know what happens then? Debt free. Financial freedom. Retirement. Yee haw.

Join me. Or should I say us. I have 92 referrals in Felmina. It's hot.

Fibonacci double every 34 days

Many of you may know that I love numbers. As a trader I was taught the power of Fibonacci numbers. They occur over and over in nature. It's mathematical artistry. The sequence goes 1,1,2,3,5,8,13,21,34,55,89 etc. See the pattern? Just add the prior numbers to get the next beginning with 1 and 1. Anyway, I was looking at how long it takes for my money to double in Felmina. I'm earning 2.1 percent (21 is a Fibonacci number) and I've determined that my principal doubles every 34 days! Another Fibonacci number. Just notice how often these numbers show up.

Check out these numbers

$7214
$14,625
$29,647
$60,098
$120,196
$246,950

Nice.

Just interesting.

If you're into making money then open a free account with Felmina. They have been paying between 1% and 2% per business day for over 15 years. They've gone online in the last 2 years. How can they pay these rates? Currencies - Forex - Trading. I challenge you to drop in some idle cash as see what doubling your money every 34 days feels like.

Tuesday, 18 September 2012

Great news - JBP/PC withdrawals within 24 hours

That's right. Great news! JBP/PC withdrawals within 24 hours. Ad Packs (Positions) are still being brought over. PC Panels (Matrixes) are being migrated as well. But if you have money in your e-wallet, you should be able to make a withdrawal in the next 24 hours.

I made several withdrawals in August. My standard operating procedure is to repurchase ad packs (similar to compounding) with most of my daily earnings. I was in the habit of withdrawing $20 plus the remainder. So if my daily payout was say $86.35 I would withdraw $26.35 and repurchase with $60. Make sense? This way I was able to generate between $700-$800 per month income and still grow my account at a rapid pace.

Things changed on August 21st when withdrawals endings and ProfitClicking PC took over. We have been in transition since. This is great news. Now I can withdraw some funds that have just been sitting there for almost a month and begin business as usual.

When things get back to normal I'll be generating $66.00 per day. And I have another $6,300 in PC Panel (matrix) payouts coming. Much of that should mature/cycle/payout soon because of the optimization I did before the last ProfitShift (Restart).

Meanwhile Felmina continues to perform and pay like clockwork. 6:05 PM EST cha-ching! Everyday. On today I earned $11.72 in commissions and daily interest of $148.40 Wow. I double my money about every 30 business days now. Yee haw. Double. And I'm looking at $32,000 in January. Over $350K in income next year.

I haven't given up on PC by any means but I do so love Felmina. Hands-free and consistent.

Sunday, 16 September 2012

The regulators are trying to protect us from ourselves again

From Michael Higham on Facebook, a ProfitClicking member and JustBeenPaid member like many of us. Not happy but understanding...

++++++++++

There are lots of very unhappy members at the moment. speaking for myself, I still have a lot of faith in the PC/JBP team. All these changes were planed months ago because the JBP team knew about the new legislations that the US government was rushing through congress.
When Zeek was shut down JBP had to make the changes to the program sooner than they wanted to. As for learning it all over again, I would not be too worried about that. PC will work in the same way JBP did except you have to view 3 ad's a day, PC have no other choice but to bring in this new rule.
This is what makes the program legally compliant, if they let us continue earning without actually having to do anything in return for the money they give us, Payza would never have come back and it would not be long before the sit

e was shut down. I beleive that once IT have fixed all the glitches
you will be able to see all the Tripler positions/Ad packages and Matrix positions/PC panels you had before the migration. Try clicking on 'My Ad Packages' and then on 'SHOW FINANCIAL DETAILS'? It shows your real earnings on the 'SHOW FINANCIAL DETAILS' page, which at the moment is not reflected correctly on your dashboard.
As for the delays I look at it like this ... How many time have you taken your car to be repaired and been told it would be ready in 3 days. when you go to pick it up they tell you they have found another problem and it will not be ready until the end of the week, this is no different.
Remember that the site has gone through this before, for more than 6 weeks and people believed it had turned scam. They were all wrong. There are many programs on the internet that have now closed their doors and are telling their members that they are changing the program to make it better (legally compliant is what they realy mean)
I personaly will believe them when they re-open ther doors and I can see the changes they have made. We can all see the changes PC have made and the fact that Payza is now prepared to do business with PC, speaks volumes about PC's legality. I am sure everything will be fine in the long run. They would not put all this time, effort and money into the the new site if they intended to scam us all .... Just what I think ... :)

++++++++++

Now if you consider how the changes have come about. The new servers. The countdown. The launch. The new feature creep. The payouts. Etc. It all makes sense. The government is trying to protect us from ourselves again! Regulators! Bah. Just let us make money! We'll pay taxes. We promise. Just stay out of our business! Crooks. Enough.

Ward wearing his Libertarian hat again LOL

My projected income in 2013 $350,041

Thursday, 13 September 2012

Update on ProfitClicking

From the ProfitClicking website

Daily Updates For September 12, 2012

Within the next 24 hours, all members that have recently purchased their new ad packages and have clicked and viewed at least 3 member websites a day, will start to receive income for their efforts.

If you have not viewed your sites yet, simply log into your Dashboard and click on "View Ads" under the section "Traffic Exchange" in your Member Area. Please remember this must be done each day to continue earning income for your participation in the program.

We hope that each member will view the websites that are being shown and see if they can benefit the projects you're working on. These are the sites from individuals and companies that are paying for traffic to their site. They get increased traffic and you get paid.

Income for ad packages created from the accounts of members migrated over from JustBeenPaid will start within the next few days.

Our new servers are up and being tested as we speak. This was set in place to handle the increased traffic that is already occurring with our amazing traffic exchange system. Expect over the next 48 hours to have the ability to change your membership profiles and the ability to request withdrawals from your accounts.

Again we want to thank all of you for your patience and understanding as we make these enhancements to better serve you and our retail clients.

Here's to your Success!
Profit Clicking Executive Team

Here's the deal... You will be paid for new Ad Packs recently purchased very soon. I think I've purchased 3 as a test. In order to be paid you must surf 3 sites per day. Yes. 3 sites per day. That takes about 1 minute.

You should add a url to the system. I advertise Felmina using http://www.felmina.com/?ref=wardlaw

That's what this is for. It's a legally compliant money making website called a traffic exchange. I can deal with that.

In a few more days we will begin getting for our previously owned ad packs aka JBP positions. Still, you must surf 3 sites per day. No grandfathering here. So autopilot is not really as automated as I would like. No set it an forget it here. Your work is surf 3 sites per day. OK?

In a few MORE days we should be able to add funds and make withdrawals.

The site is coming along. I'm hopeful. Like you I have a lot of time invested in JBP/PC. Be patient. Purchases are happening. Commissions are happening. Life is good. Buy Ad Packs and be patient.

Thanks.

P.S. Just a quick update on Felmina. I had a very informative conversation with a gentleman from PA today. Scott told me that he had two people on the ground in Panama check out Felmina. The Banker was marginally successful. The lawyer found them in a business complex/plaza/tower. They check out. There is a trip planned and a confirmed appointment in mid-November. Nice. I told Scott that for me the real test will be in January and this time next year. Here is an update on my scheduled withdrawal plans...

Jan 8th balance $31,495
Income
Jan $4,264
Feb $4,203
Mar $4,278
Apr $6,630
May $8,160
Jun $9,349
Jul $13,806
Aug $17,910
Sep $22,041
Oct $76,651
Nov $89,250
Dec $93,500
2013 $350,041
How 'about them apples?