I was hacked!
Felmina Payout Speed
My first request processed in 7 hours 28 mins on the weekend
My second in about 20 hours
My third went down like this. I was notified at 2:33 AM. Thank God I was awake. LOL.
Processed in 5 minutes.
Ratios 70/30, 80/20, 90/10 - Fibonacci 34, 21, 13
You've heard me talk about ratios. Even the Golden Ratio and Fibonacci. But what if your program doesn't have a compound/withdrawal ratio? Felmina let's me compound 70% and withdraw 30% from menu. Nice. That is very close to a Fibonacci number 34. Works like a charm.
If you are in a week day program like Profitable Sunrise, you may want to do as I do and just take one day's interest. That 1 of of 5 or 20%. The old 80-20 rule. Pareto's principle. Also close to Fibonacci number 21. Friday is pay day after all. So on Thursday afternoon after daily interest is credited simply turn compounding off. You are effectively creating a 80/20 ratio.
HRS pays seven days a week. Well that's some hard working money. If we give it a rest on Sunday that's 1 out of 7 or about 14.4%. Close to Fibonacci 13.
That's my plan at least. Once all is in place. 70/30 Felmina. 20% Prof Sun and 15% HRS.
Where is HRS?
Anelie Steinway is in Berlin, Germany which is on my bucket list and one of my why's. Keep reading.
Question and Answers
I get a lot of basic and very good questions from you my followers and those of you on Skype.
Lynn S: When our account finishes cycling, what is the best way to take the money out and do you have to take it out on certain amounts, is there a limit or can you wire all but the total amount minus the amount to reinvest?
Ward H: I recommend rolling over at least $5,000 so you keep the highest rate of return
Then you may have money in all 5 buckets...PM, PZ, EG, LR, STP
Bank wire is different
I have other opportunities and places for these funds
So I took the 5 bucket money OUT
I rolled over some bank wire money
and will withdraw some via bank wire too
The money I rolled over is at basic compounding 70/30
When I build up a hefty available sum I request a bank wire or ask them to convert to STP for me
Does that answer?
Lynn S: Yes thanks, hubby was asking
It gives me good info, as of now I work with STP, so you suggest using more than STP?
Ward H: Yes!
Use them all!
You will eventually have funds in all buckets if you do any referrals
Here are the links you need
Payment Processor Links
Solid Trust Pay (STP) http://bit.ly/14nV3Cj
Payza (PZ) http://bit.ly/SV21Ms
Perfect Money (PM) http://bit.ly/VcKP3F
EGOpay (EP) http://bit.ly/110t9OV
Liberty Reserve (LR) http://bit.ly/X3xxWw
Another exchange with Joyce W from Kenya...
Joyce W: Hi. I admit I need help with my finances.
Ward H: No harm in that. Tell me more
Joyce W: I don't seem to be getting anywhere with my investments.
Ward H: What do you have?
Joyce W: right now am in HRS which is ok for me
Ward H: Very good. What else?
Joyce W: I am set to get about $300 in 2 weeks time and it's all I can raise for now.
Ward H: OK
Joyce W: Nothing else. I am in Africa.
Ward H: Put all the $300 in HRS and compound daily
Joyce W: But I need to raise money to pay off a huge loan and to go back to school
Ward H: Promote HRS and compound earnings. OK?
HRS is about the best out there right now
Joyce W: I had thought of that but am wondering how long it will go
Ward H: I put in about $120 in early December and I have earned over $3,000
Now I'm set to really make some money - $4,000 per month and growing
Ward H: That's by compounding earnings, some commissions,
and taking out $134 per day in commissions
There is no way to tell how long these things will last.
But I have a very good feeling about HRS.
I think it is sustainable for a good long time.
If it lasts 6 months I'll be very rich and you should have your loan taken care of
How much is the loan if you don't mind me asking?
Joyce W: $5200
Ward H: OK
Joyce W: In my currency where $1=80 shillings you get the picture
Ward H: How much do you have in HRS now?
Joyce W: The repayments are really drowning me - $61 in HRS at the moment
Ward H: And you are about to add $300?
How much are your repayments in USD?
Joyce W: $126 per month-against a salary of $250 net
Ward H: Wow. OK
Joyce W: (nod)
Ward H: Can you stand to compound everything for 30 days to let HRS build?
Take commissions to help.
Joyce W: Yes. how do I know if it is compounded?
Ward H: It is manual
You need to log in every day and buy more shares with your available balance
This is how you work it
Joyce W: And how do I set it to be able to make daily withdraws when it is fully compounded?
Ward H: If you take your $361 and compound it every day for 30 days...
The take out 50% after that
Reinvest at Basic
In 120 days
You have this....
Personal Investment Summary:
You start with an investment of: $361.00 on Sun, Jan 27, 2013 ("Day Zero")
Your "break even" day is Sat, Mar 16, 2013
Your total Active Shares end up at: $708.00 by Mon, May 27, 2013
Your total cash withdrawals are: $1,511.97 over the course of 120 days
Your total NET profit for the 120-day period is $1,858.97 (514.95%)
Ward H: You need to let the money work for a little while before you take it out
Only take out commissions at first
Then after 30 days you can take out half your earnings PLUS commissions
It's a strategy or plan that works well
Joyce W: By commissions what are you referring to?
Ward H: When you tell someone about HRS and they put money in you get paid a commission
Joyce W: OK.
Ward H: Tell people about HRS and give them your link
My commissions so far are over $3,000
Joyce W: If it is 100%compounded will I be able to withdraw any money?
Ward H: It is not 100% compounded
Only if YOU manually buy more shares
It's not automatic
Joyce W: So I can withdraw anytime i want to?
Ward H: If you want real growth you need to compound
Yes but by withdrawing too soon you are killing your growth
Joyce W: I won't be withdrawing anytime soon.
Ward H: Good
Buy more shares with earnings and withdraw commissions
You must let it grow
But take commissions to make life easier
Joyce W: Though am anxious about losing my money
Ward H: No worries. Have faith
If you worry you attract bad things
Joyce W: I can't bank on commissions.
Actually the places where I have lost money is where I expected people to sign up so that i could earn
I never make anything that way
Ward H: Don't give up on commissions
Don't count on them but don't give up on them either
You will make money just on earnings
Commissions will reward you NOW and make life easier
Joyce W: Thanks. I will do so. I feel relieved already
Ward H: Happy to help
Ward H: Case in point, my HRS commission balance since midnight in STP is $74.96
When that reaches $140 I will withdraw
Any commissions after that for the day I will compound
That's how I work it
I am also letting my LR earnings grow for a few days to reach $1,000
and then I buy $1,000 VIP
That's for you down the road
Joyce W: Yes. So you can put in money through different processors?
Ward H: Yes in and out
Payment Processor Links
Solid Trust Pay (STP) http://bit.ly/14nV3Cj
Payza (PZ) http://bit.ly/SV21Ms
Perfect Money (PM) http://bit.ly/VcKP3F
EGOpay (EP) http://bit.ly/110t9OV
Liberty Reserve (LR) http://bit.ly/X3xxWw
Joyce W: Thanks so much. BTW, can the basic funds be touched before the 30 days are over?
Ward H: Yes
Earnings are available every hour
Play with this
http://hrs.compoundaily.com/quickdrawL
Joyce W: I will. I appreciate your help
Have you ever lost money online?
Ward H: Yep
That's why I am diversified
You have to know how to lose in order to win
Not too much fear or greed
When to be bold and when to shy away
This is a moment in time to BE BOLD and go ALL-IN with HRS
Don't worry - be happy - life is good - if we lose some money - we'll just MAKE MORE!!!
And this exchange with Rose K
Rose K: Did you say that Profit clicking was not paying?
Ward H: They haven't paid me since Oct 1st.
I had over $2,000 lined up in the queue to come out.
They cancelled them all and but in a "new system"
which allows $100 per day. I'm really fed up with them.
Congrats on HRS referral. That's HUGE.
I have one that earns me about $50 per day when he compounds. LOL
Rose K: Awesome. Are you rockin' VIP only ad packs now?
Ward H: Yes and No. With my STP, PM and EG buckets I'm taking commissions out,
about $100 per day and compounding the rest in Basic. My LR buckets is growing
quickly and I will be buying more VIP soon. 4, 4, 3, 3, 2, 2, 2, 2, 2, 2, 1, 1, 1 is the
sequence in days between buys.
Rose K: I only have a STP bucket
Ward H: You need the others two for referral activity
Payment Processor Links
Solid Trust Pay (STP) http://bit.ly/14nV3Cj
Payza (PZ) http://bit.ly/SV21Ms
Perfect Money (PM) http://bit.ly/VcKP3F
EGOpay (EP) http://bit.ly/110t9OV
Liberty Reserve (LR) http://bit.ly/X3xxWw
Word to the wise about account security
Excellent post from James Reilly on common sense security and posting financial details - NOT
James Reilly - www.JamesReilly.co.uk:
Please remember that just cause you might be in your house, online you invite the world into your safety zone, and this is where you will be at ease, but who is to say they are who they are, people share how much in here, they get friended and added.
Social Engineering is an old technique but even big companies get caught out sometimes with it, in fact there was a news report about a company getting done exactly that way.
If you ever get an email, for any processors or any systems that you use really don't click on the links, open your browser and login, you can confirm by typing in the url and logging in yourself.
In MS Office Outlook if you hover your mouse over a link it will usually show you the url on the bottom left of the screen, most websites wont ask for your password etc, or phone you and ask you for personal details.
I know its sucking eggs, but the numbers in here, and the way the accounts grow, its important that you trust people but you are also aware of people, if you do give out your password or any info for access reasons if people are going to help you, then as soon as the job is done, change the credentials, DO NOT keep the same ones, there are some really good password generators online, and in your cpanel if you have your own website.
A good password should be a mix and be between 10 and 16 characters long.
Your dealing with life changing funds here and the reputation of Felmina, you do not want to mess any of that up.
I'm glad Ward that you got your account sorted, but be vigilant at all times.
What you're missing in Skype chat
Ralf N: Is HRS going still going strong?! I just put another $300 in. (party)
I am going to compound in the premium plan for 30 days for 100%, 'so $300 upon $300 upon $300 upon....
Carolyn: You will get 5.5% the first day of deposit...then you will have to wait until
your Account Balance has $300 to re-deposit so that you earn another 5.5%
If you do not wait until it reaches $300...then your re-deposits will earn 4.5%
Ralf N: Right and I am only going for premium for 30 days
I want to build some leverage with HRS to pump up my earning, no more child's play
for me. That doesn't mean I won't withdraw. I will start withdrawing 30 % after these
30 days, and put the rest back in.
And after that maybe I will start compounding with the VIP plan, who knows..
I do not like to plan that far ahead.
Ward H: Ralf and friends. Here is a new, up to date calculator.
http://hrs.compoundaily.com/quickdrawL Go wild
Ward H: Ralf, Dave, Stephen, Moers and gang. This one is for all my recruiters.
Join. Get two and make $$$.
Join Here
http://www.rocketcashcycler.com/join/?u=wardlaw
Watch Video Here
http://youtu.be/t7NqLdUL0y4
Ralf N: I will check it out later Ward, I am off to bed, bye |-)
Ward H: OK Ralf
HRS Referral Commissions Explained
Earn 6% Direct Referral commission! 3% on 2nd level and 1% 3rd level.
On Re-Purchase or compounding, you are paid 3% on 1st level, 1.5%
on second level and 0.5% on third level.
Premium Plan
Earn 7% Direct Referral commission, 4% on 2nd level and 2% on 3rd level.
On Re-purchase or compounding, you are paid 3.5% commission on 1st level,
2% on 2nd level and 1% on 3rd level.
VIP Plan
Earn 8% Direct Referral commission, 5% on 2nd level and 3% on 3rd level.
On Re-purchase or compounding, you are paid 4% commission on 1st level,
2.5% on 2nd level and 1.5% on 3rd level.
http://www.hourlyrevshare.com/index.php?p=news
Two New Programs
SwitzInvestment
I'm looking at a new program right now
SwitzInvestment SW http://switzinvestment.com/QU1360775Tell me what you think.
Joyce W: What do you think of it Ward?
As a seasoned investor?
They say investment is insured
Principle is returned
Daily cash out.
Ward H: I like what I see
They do government project funding
Projects like the one seen here
Trading too
I've put in a test deposit of $300
Lifetime Paid Daily
Ward H: I just joined Lifetime Paid Daily too
http://www.lifetimepaiddaily.com/?quickdrawl
All this talk of money...
All this talk of money. Don't forget why we do this. For what the money allows us to do or NOT do.
I call it your why. What your why? What's your reason for doing this? I love helping people. Zig Ziglar once said if you help enough people get what they want you'll never have to worry about money. Well Joyce W wants to pay of a HUGE loan. Frank R wants to retire from his J-O-B asap. Lynn and Rose both have their reasons. I have mine. What's yours?
Pay Processors
Felmina FEL http://www.felmina.com/?ref=wardlaw
Profitable Sunrise! PS! 2.15 https://www.profitablesunrise.com/?upline=wardlaw215
Hourly Revenue Share http://www.hourlyrevshare.net/?ref=quickdrawL
New
Quantum Capital QC http://quantumcapital.biz/?ref=quickdrawL
SwitzInvestment SW http://switzinvestment.com/QU1360775
Lifetime Paid Daily LT http://www.lifetimepaiddaily.com/?quickdrawL
Rocket Cash Cycler RCC http://www.5krocket.com/leaders/?ref=wardlaw
Standards
Goldenarium GA http://goldenarium.com/?ref=wardlaw
Payment Processors
Here are the payment processor links for you again. I recommend doing them all, fully verified.
Start with STP and PZ.
Perfect Money (PM) https://perfectmoney.com/?ref=quickdrawl
EGOpay (EP) https://www.egopay.com/?15800
Liberty Reserve (LR) https://www.libertyreserve.com
Ward Hammond - Regional Rep
geo: Greer, South Carolina (USA)
cell: (864) 325-0277
skype: ward.hammond
email: ward.hammond@gmail.com
blog: http://worldprofitwp.blogspot.com/
splash: http://www.tinyurl.com/123mmkeywords trading forex return roi invest equities compound interest albert einstein making money online felmina profitclicking just been paid jbp justbeenpaid frederick mann profit clicking goldenarium off-shore investments investing trading high yield high reward high risk capital gains roi return on investment compound interest compounding basic compounding panama uk doc roman novak ad packs pc panels matrix networking mlm advertising credits google ad credits wallet e-wallet e-money pay processors payment processors solidtrustpay solid trust pay stp payza pz alertpay alertpay ap egopay ego pay ego liberty reserve lr perfect money pm network performance tracking alliance experience jonathan cooper london school of business and finance Goldenarium Ltd. is a UK registered company (number: 08119679) Experience the Power of Something GOOD Always Happening to You! JOIN NOW! Paid Daily • Huge Referral Bonuses • Daily Withdrawals We Drive Thousands of Visitors to Your Website LEARN MORE Are You Ready to Take the Challenge? Millions Strong...Can't Be Wrong! Discover the Power of.... Something positive Always Happening! Profit Clicking and its related programs operate in accordance with United States Patent 6,578,010 (now public domain) It's Possible to Start with Just $10 and Turn It into a Fortune! With our Pay-It-Forward System You Get "$10 Free Money" to Get You Started at No Cost! Every Day, when You Log into Profit Clicking, You'll See that "Something Positive Has Happened": Click on three websites a day and Receive an average of 2% in Daily Commissions. With most other programs, when you log into your account, you see that nothing has changed, and you may interpret this as "Nothing is Happening!" -- not satisfying! Basically, You Receive an average of 2% Commission per day! No sponsoring Requirements. Receive Your Easily-Earned Money Promptly! This may be one of the easiest and best ways to earn money you've ever seen! Sponsor People to Earn 10% Referral Bonuses on the First Level and 5% on the Second! Withdraw this Money Daily, or Use It to Increase your Earnings! All Similar Programs (Usually Called Revenue-Share Programs, Doublers, Cyclers, Autosurfs, or HYIPs) Slow Down, Stall, and Disappear. This Happened to "The $10 Wonder." Fortunately, Profit Clicking is Indefinitely Sustainable! Enrich Yourself by Joining the Profit Clicking Stampede! Shop Now WHY BUY TRAFFIC? Without traffic your product is dead! Is your vehicle in need of a jump start? Profit Clicking would love the opportunity to earn your business which is why we will give you your first 1000 visitors completely free of charge! We will provide you with a patented, results based system that delivers as much traffic as your site can handle. For your business to thrive online, you must be seen. You are just a click away. Claim your FREE gift Now! CLICK HERE WHY BUY TRAFFIC & GET PAID? Risk-free An investment with a certain rate of return and no chance of default. Although various investments (for example, savings accounts or blue chip stocks) meet these requirements, a Treasury bill is the most common example of a riskless investment. Risk-free investments have such a low level of risk that it may be ignored.SimpleAll our loan operations are insured and each one has a security which is equal to the amount of loan plus the interest on the loan. We use the funds invested by our members. So all your investments are insured by default.Options About A good name is better than precious ointment, and the day of death than the day of one's birth. Ecclesiastes 7:1 Good Day, my name is Roman Novak, I am the owner and founder of Profitable Sunrise. I hope our services will be of interest to you. Since you are reading this, I assume that you have already shown interest. We are a team of professionals that will lead you to prosperity and peace. If you follow us, you will shortly praise the Lord that he led you here. By putting your money to work with us, you will make the right decision. You will not only increase your savings, but will also help those in need. Allow me to introduce my team to you. My brother Radoslav Novak is a lawyer and apart from the legal issues is responsible for the marketing. Ruth Ellington is our accountant. Nosuke Koyama is the technical expert responsible for the smooth operation of our website. Everyone is welcome to join us. Our doors are and will always remain open to you.Invest with us I have shown you all things, how that by so laboring ye ought to support the weak and to remember the words of the Lord Jesus, how He said, ‘It is more blessed to give than to receive.’ Acts 20:35 Our investment model is based on short-term investments and generates income way greater than most regular investment models do. Our business model combines tried and tested investments with certain state-of-the-art innovations that bring the risk of loss to a minimum. We have been doing this for over 6 years now and successfully lived through the stock market turmoil several years ago. Moreover, we have grown big and confident enough to start safely offering our services to private investors and companies. We provide short-term loans to numerous companies throughout the United States. This way we not only help those companies, but also help revitalize the national economy and create more jobs that are so desperately needed. Unfortunately, we cannot help every company as we have to make sure that we do not put our investors' money at excessive risk. In addition to that, our investments are insured by a leading investment bank. We allocate a significant amount of our earnings to charity as there are so many people out there that need help. Do you need cash to finance your business or re-finance your current loans? More information about the loans can be found here.
geo: Greer, South Carolina (USA)
cell: (864) 325-0277
skype: ward.hammond
email: ward.hammond@gmail.com
blog: http://worldprofitwp.blogspot.com/
splash: http://www.tinyurl.com/123mmkeywords trading forex return roi invest equities compound interest albert einstein making money online felmina profitclicking just been paid jbp justbeenpaid frederick mann profit clicking goldenarium off-shore investments investing trading high yield high reward high risk capital gains roi return on investment compound interest compounding basic compounding panama uk doc roman novak ad packs pc panels matrix networking mlm advertising credits google ad credits wallet e-wallet e-money pay processors payment processors solidtrustpay solid trust pay stp payza pz alertpay alertpay ap egopay ego pay ego liberty reserve lr perfect money pm network performance tracking alliance experience jonathan cooper london school of business and finance Goldenarium Ltd. is a UK registered company (number: 08119679) Experience the Power of Something GOOD Always Happening to You! JOIN NOW! Paid Daily • Huge Referral Bonuses • Daily Withdrawals We Drive Thousands of Visitors to Your Website LEARN MORE Are You Ready to Take the Challenge? Millions Strong...Can't Be Wrong! Discover the Power of.... Something positive Always Happening! Profit Clicking and its related programs operate in accordance with United States Patent 6,578,010 (now public domain) It's Possible to Start with Just $10 and Turn It into a Fortune! With our Pay-It-Forward System You Get "$10 Free Money" to Get You Started at No Cost! Every Day, when You Log into Profit Clicking, You'll See that "Something Positive Has Happened": Click on three websites a day and Receive an average of 2% in Daily Commissions. With most other programs, when you log into your account, you see that nothing has changed, and you may interpret this as "Nothing is Happening!" -- not satisfying! Basically, You Receive an average of 2% Commission per day! No sponsoring Requirements. Receive Your Easily-Earned Money Promptly! This may be one of the easiest and best ways to earn money you've ever seen! Sponsor People to Earn 10% Referral Bonuses on the First Level and 5% on the Second! Withdraw this Money Daily, or Use It to Increase your Earnings! All Similar Programs (Usually Called Revenue-Share Programs, Doublers, Cyclers, Autosurfs, or HYIPs) Slow Down, Stall, and Disappear. This Happened to "The $10 Wonder." Fortunately, Profit Clicking is Indefinitely Sustainable! Enrich Yourself by Joining the Profit Clicking Stampede! Shop Now WHY BUY TRAFFIC? Without traffic your product is dead! Is your vehicle in need of a jump start? Profit Clicking would love the opportunity to earn your business which is why we will give you your first 1000 visitors completely free of charge! We will provide you with a patented, results based system that delivers as much traffic as your site can handle. For your business to thrive online, you must be seen. You are just a click away. Claim your FREE gift Now! CLICK HERE WHY BUY TRAFFIC & GET PAID? Risk-free An investment with a certain rate of return and no chance of default. Although various investments (for example, savings accounts or blue chip stocks) meet these requirements, a Treasury bill is the most common example of a riskless investment. Risk-free investments have such a low level of risk that it may be ignored.SimpleAll our loan operations are insured and each one has a security which is equal to the amount of loan plus the interest on the loan. We use the funds invested by our members. So all your investments are insured by default.Options About A good name is better than precious ointment, and the day of death than the day of one's birth. Ecclesiastes 7:1 Good Day, my name is Roman Novak, I am the owner and founder of Profitable Sunrise. I hope our services will be of interest to you. Since you are reading this, I assume that you have already shown interest. We are a team of professionals that will lead you to prosperity and peace. If you follow us, you will shortly praise the Lord that he led you here. By putting your money to work with us, you will make the right decision. You will not only increase your savings, but will also help those in need. Allow me to introduce my team to you. My brother Radoslav Novak is a lawyer and apart from the legal issues is responsible for the marketing. Ruth Ellington is our accountant. Nosuke Koyama is the technical expert responsible for the smooth operation of our website. Everyone is welcome to join us. Our doors are and will always remain open to you.Invest with us I have shown you all things, how that by so laboring ye ought to support the weak and to remember the words of the Lord Jesus, how He said, ‘It is more blessed to give than to receive.’ Acts 20:35 Our investment model is based on short-term investments and generates income way greater than most regular investment models do. Our business model combines tried and tested investments with certain state-of-the-art innovations that bring the risk of loss to a minimum. We have been doing this for over 6 years now and successfully lived through the stock market turmoil several years ago. Moreover, we have grown big and confident enough to start safely offering our services to private investors and companies. We provide short-term loans to numerous companies throughout the United States. This way we not only help those companies, but also help revitalize the national economy and create more jobs that are so desperately needed. Unfortunately, we cannot help every company as we have to make sure that we do not put our investors' money at excessive risk. In addition to that, our investments are insured by a leading investment bank. We allocate a significant amount of our earnings to charity as there are so many people out there that need help. Do you need cash to finance your business or re-finance your current loans? More information about the loans can be found here.
Ward Hammond trader fath
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